1- Do you have possession , ownership or title to any real estate
2- Have you owned, purchased, or sold, any real estate within the last five years?
3- Do you have possession , ownership or title to any personal property (For example car, boat, ….etc
4- Have you sold any asset (any thing) in the past 5 years
5- Have you sold, transferred, retitled, donated or given anything of value in the past 4 years
6- Have you paid any creditor more than $600.00 in the past 90 days
7- Have you paid any family member on debt you owe them in the past 12 months.
8- Is any creditor garnishing your wages now?
9- Has any taxing authority given you notice they will levy on your assets
10- Do you owe any back income, property or employment taxes
12- Have you filed all of your tax returns?
13- Have you been served with any lawsuit or arbitration proceeding in the past three years?
14- Are there any lawsuit now pending?
15- Are you suing anyone for any reason?
16- Has your house, car or other asset been foreclosed or repossessed in the past year?
17- Have you voluntarily returned a car or other large purchase in the past two years?
18- Are you behind on car or house payment?
19- Have you made any large purchases in the past 90 days?
20- Have you taken any cash advances or payday loans in the past 90 days?
21- Have you made any balance transfers between credit card in the past 6 months
22- Have you participated in a debt consolidation , debt management or debt elimination program in the past year?
23- Have you paid any other lawyer for advice about your debt or filing bankruptcy in the past year?
24- Are you separated from your spouse or considering separation?
25- Have you been a party to a divorce in the past 4 years?
26- Have you been in business for yourself in the past 6 years
27- Have you been officer or partner in a business in the past 6 years?
28- Has anyone died and left you an inheritance that you have not received yet?
29- Do you owe any money on account of a marital settlement agreement or judgment of divorce?
30- Do you pay child or spousal support ?
31- Is any support past due?
32- Are you owe any support?
33- Are you entitled to a tax refund that you haven’t received?
34- Are you suing anyone? Do you have claim against anyone, for anything, accident, injury, debt, employment, property damage, personal property that you might sue on later?
35- Have you lived outside of Michigan in the past two years?
36- Have you travel outside of Michigan in the past two years?
37- Does anyone else contributed to the expenses of your household?
38- Do you expect significant change in your household income in the next six months?
39- Do you expect changes in your expenses in the next six months?
40- Do you IRA or receive income from a trust, pension or annuity?
41- Have you created a trust in the past four years?
42- Have you taken loans or withdraws from retirement saving
43- Have you filed bankruptcy in the past 8 years?
44- Have you financed a car in the past 3 years?
45- Did you roll any previous loan or lease balance into that loan?
46- After you pay all of your monthly expenses, do you save a lot of money?
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